Our 5-Step
Debt Relief Journey
Step 1
Kick-Off Your Journey
Dive in by sharing your details and the extent of debt you’re aiming to manage with us. This initial step helps us sketch out the best strategies for your debt relief.
Step 2
Conversations with Insight
Your concerns and inquiries matter. A conversation with our Senior Debt Specialists will illuminate the paths we can navigate together towards your financial liberation.
Step 3
Design Your Blueprint
Together, we’ll forge a strategy that not only aligns with your financial aspirations but is also tailored to your budgetary capabilities.
Step 4
Double the Effort
Upon confirmation, a dedicated negotiator steps into the arena on your behalf, committing to work to negotiate reductions on your enrolled debts, though final savings will vary by case.
Step 5
Achieve Financial Independence
Break free from the chains of debt. Revel in the liberty and peace of a debt-free life that you’ve envisioned!
Find Your Perfect Program
Get your free debt consultation and let our experts match you with the right program to fit your needs and lifestyle. Call us at 888-618-2574 or sign up right here.
Fund Your Trust Account
You will make payments (usually less than your regular amount) into your own client-trust account. It is like a separate savings account just for your debt resolution.
Debt Reduction Negotiation
With the funds building in your trust account, Swift will negotiate with your creditors and pay off your debt for less than what you owe. We will continue to negotiate and pay off your debt until all of your creditors have been paid.
Financial Confidence
When all of your debt has been paid, you will become a Swift graduate and enjoy new-found financial confidence. Your debt-to-income ratio will be restored and new opportunities may be available to you!
How long will it take to finish the program?
What is Debt Settlement?
Great Customers, Great Experiences.
Savings are based on past results and are not guaranteed. Individual results will vary depending on your circumstances and creditors.
Testimonials reflect individual experiences; results are not typical and will vary.
Take Control of Your Debt!
Experts Available Monday – Friday 7am to 5pm
Debt settlement is a negotiation process and therefore it is not possible to predict exact savings. Anyone considering bankruptcy should contact a bankruptcy attorney. Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, 65% to 75% including fees, over 18 to 48 months. Not all clients complete their program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact of credit rating. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interest.
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